worst day off my life - Yamaha Raptor Forum
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post #1 of 93 (permalink) Old 02-13-2019, 06:40 AM Thread Starter
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worst day off my life

so i went to work on my raptor 700r se 2017 in the garage a couple weeks back. well i decided i needed the gas from the tank for my car tank. me being a dumbass had a propane heater on the floor about 15 feet away and again me being a dumbass i try tipping the quad over with a funnel in a gas can to get the gas out of the tank. as im holding the quad on two wheels no gas is pouring out of the atv. so i edge it further on its side and as im going further over i realize i cant hold the atv up anymore and that it was going to be turned on its side. as soon as it hit the flooor gas started spewing out (about a full tank . like 2.9 gallons or something) i ran around the front of my atv and as i started to pick it up i looked over to see where the heater was but at that moment is when the litte flame from the heater made one huge flame into my quads tank instantly without even being 5 inches from the gas, the fumes were just so powerful it went up fast. i seen my quad was turned over and in flames and i freaked out grabbed the heater and propane . threw them out of the garage and slamed the foor shut behind me. called 911. luckily after the fire department showed up the garage hadnt burned to the ground. lost my baby though and i had insurance but because it was on a loan they wont be doing anything but paying the rest of the bike off for me. cant believe this..... my passion for riding was everything. fuck my life.
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post #2 of 93 (permalink) Old 02-13-2019, 07:06 AM
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Holy Fricking COW!!!!

Well, look at this way. It's a toy, you can buy those. Your house and your life were spared. Quick thinking to eliminate it getting any worse. ugh, we feel for you man, that sucks majorly.

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post #3 of 93 (permalink) Old 02-13-2019, 07:40 AM
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Good Lord man I am so sorry. As Morph said please try to focus on the fact that you were not hurt and the raptor can be replaced. I know it must suck. WOW!
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post #4 of 93 (permalink) Old 02-13-2019, 09:22 AM
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I agree with them, you're OK, and can always replace the bike. But something's fishy with your insurance. They should pay on the value of the bike, not the loan payoff.
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post #5 of 93 (permalink) Old 02-13-2019, 09:35 AM
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that really sucks! but like the rest have said you still have the house and your life.

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post #6 of 93 (permalink) Old 02-13-2019, 10:26 AM Thread Starter
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same, idk much about it though being the quad was in my mothers name. shes the one who told me they are just paying off the rest of what is owed. i bought it brand new in 2017 in janurary so im really angry about the fact it was brand new 2 years ago and now i wont get a replacement for a total loss. just doesnt make sense. how can i look into this more. what questions can i ask my mother.
Quote:
Originally Posted by DEZPERADO View Post
I agree with them, you're OK, and can always replace the bike. But something's fishy with your insurance. They should pay on the value of the bike, not the loan payoff.

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post #7 of 93 (permalink) Old 02-13-2019, 11:20 AM
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So sorry, but as others have said, be so thankful it wasn't worse.
There's a guy on Grizzly Central that had a worse day/year than that.

Summary: He was loading his Grizzly in bed of the truck, truck started to roll, he tried to jump out to get in the truck but got caught up under the truck tire, almost bled out due to arm and leg injuries before someone came along to help him. They amputated from the knee down on one leg. He's now back up and around after lots of rehab.

We always need to be extra careful and not get in a hurry. Easier said than done often, I know.
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post #8 of 93 (permalink) Old 02-13-2019, 11:45 AM
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[email protected] BRO . THAT $UCKS.
BUT THE QUAD CAN BE REPLACED
YOUR ALIVE AND YOU OR ANYONE ELSE DIDNT GET HURT.
OR YOUR HOUSE.
STAY POSITIVE AND SEE WHAT THE INS COME OUT WILL BE....


Sent from my SAMSUNG-SM-J327A using Tapatalk
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post #9 of 93 (permalink) Old 02-13-2019, 11:55 AM
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Quote:
Originally Posted by AJ Duesler View Post
same, idk much about it though being the quad was in my mothers name. shes the one who told me they are just paying off the rest of what is owed. i bought it brand new in 2017 in janurary so im really angry about the fact it was brand new 2 years ago and now i wont get a replacement for a total loss. just doesnt make sense. how can i look into this more. what questions can i ask my mother.
You or your mother can start with questions to the insurance company. You should have equity to be reimbursed. If you don't get a positive response then contact your local insurance commissioner. Who did you have for insurance?

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post #10 of 93 (permalink) Old 02-13-2019, 12:02 PM
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Quote:
Originally Posted by AJ Duesler View Post
same, idk much about it though being the quad was in my mothers name. shes the one who told me they are just paying off the rest of what is owed. i bought it brand new in 2017 in janurary so im really angry about the fact it was brand new 2 years ago and now i wont get a replacement for a total loss. just doesnt make sense. how can i look into this more. what questions can i ask my mother.
Ask to see the policy. I guess it depends on how much was left on the loan. if the amount left to be paid on the load is more than what the insurance Co deems the quad is worth at two years old then I'm sure that is the insurance co. response.

it all depends on the wording of the policy.

Again I hate this happened. Try to see a silver lining if you can.
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