I wouldnt think they would run it every time. Probley what they are doing is running it once. And if you qualify they will sign you up for thier credit card. So basicly your starting up a line of credit with them. A credit card. At they are letting you pay your credit card at the end or the month or what ever time frame they are setting up. For example when you walk into your bestbuy, circuit city or other name brand electronic store and they say zero intrest or payments on TV's or 600.00 for 6 months. Same deal you need to be approved for their personal credit card for that store. Hope this helps.danos660r said:they'd have to run your credit score every time use use that option...having it run a bunch doesnt look good on your credit either.