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Discussion Starter #1
Hello Everyone!

First post here. Where to begin?

After going through a life tragedy (losing my apartment to a massive wildfire in Southern California) I made a promise to myself once I settled my lawsuit that I would get a quad. That day has come; as I have placed a hold deposit on a base 2020 white & black 700! It should arrive at my local dealer by the end of the month.

Here is the worksheet breakdown-
Dealer Unit Price- $8099.00
Freight & Dealer Prep- $1195.00
MVSC- $30.00
Tire Recycle Fee- $3.50
Sales Tax- $726.87
Title/License/Registration- $52.00
Administration Fees- $85.00

Total OTD price $10,191.37

Do you guys think this is a good deal? I have not committed to anything, other than the $250 i gave them on 10/13/20 to hold the bike. This dealer has been around forever, Cal Coast Motorsports in Ventura, CA. This will be my first quad purchase. I stopped in today to get the OTD and asked what financial institutions they work with, because I just joined a local credit union (to possibly get a loan) yesterday. I showed the sales manager my Credit Karma scores on my phone, he said I'm good to go when the bike gets delivered. If you were in my position, who should I finance with? Yamaha, another lender the dealer uses or the credit union? I only ask because I have never bought a brand new ATV before, so I have no idea how the financing process works with a "luxury" vehicle.

I greatly appreciate this forum & I can't wait to get my quad and show you guys my build! Cheers!
 

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Finance it with the cheapest fixed interest rate you can find, regardless of who it is. You can always refinance at a lower rate too.
Yamaha also has 0% interest for 3 years, and low rates for longer.

I think you have a good Ca price, but they are a grand or more cheaper in alot of other states.
 

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exactly as stated above, see the best they can give you, while also running it by your credit union they usually offer pretty good rates if the Yamaha financing 0% doesn't work out,
 

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Discussion Starter #4
Thanks so much, guys! I really appreciate all the info. When I get the bike, I'm also going to build a custom drive on workbench for it, as well as a trailer. I'll post the plans and build photos on both!
 
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